From the Bituminous Program Manager

For more than 80 years Bituminous has been designing custom programs to fit the requirements of the construction industry. Through this experience, we have come to understand the specific needs of the utility construction contractor.
   The construction industry remains in a growth period. More cities are moving power lines underground. And, with record growth in Internet use, we will continue to see expansion in the fiber optics business.
   With Bituminous, utility construction contractors benefit from broad coverages and special programs.

Bituminous understands the specific needs of the utility construction contractor.

Target Classes

• Water line construction

• Sewer line construction

• Underground conduit construction

• Telephone line construction

• Cable TV line construction

• Horizontal directional drilling

• Low pressure gas main construction

For many contractors Bituminous represents the best in efficient local underwriting delivery, high-impact customer service, responsive products and impeccable financial security.

With Bituminous you will benefit from:

Premium management including competitive rates and flexible payment plans. Payroll reporting to pay as you work is helpful during seasonal peaks.

Personalized risk control service to help reduce the frequency and severity of losses.

Prompt claims handling with 24 hours of first notice of loss.

Coverages

• Workers compensation
  
  
• Comprehensive general liability - optional coverages per project aggregate include:
• blasting operations
• automatic additional insured coverage
• limited contractors worksite pollution coverage
• blanket waiver of subrogation
• redefines insured contract for construction within 50 feet of railroad
• fellow employee
• care, custody or control $25,000 per occurrence/$100,000 aggregate
  
  
• Automobile
  
  
• Umbrella
  
  
• Contractors equipment and equipment rental
  
  
• Underground coverage for contractors equipment
  
  
• Installation floaters
  
  
• Property
  
  
• Business income including extra expense
  
  
• Crime

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