Land Improvement Contractors

From the Bituminous Program Manager

Bituminous employs a program manager approach to delivering broad coverages and specialty programs for our industries. With this degree of focus we are able to understand the unique needs of our customers. This understanding allows our customers to receive the assistance they value to actively manage their insurance programs.

Bituminous has been writing contractors for 80 years. We continue to demonstrate our commitment to land improvement contractors.

Target Classes

• Grading
• Landscaping
• Excavating

For many contractors Bituminous represents the best in efficient local underwriting delivery, high-impact customer service, responsive products and impeccable financial security.

With Bituminous you will benefit from:

• Premium management including competitive rates and flexible payment plans. Payroll reporting to pay as you work is helpful during seasonal peaks.
• Personalized risk control service to help reduce the frequency and severity of losses.
• Prompt claims handling with 24 hours of first notice of loss.
• Customized coverages.

Lines of Coverage

• Workers compensation
• Comprehensive general liability
  • Blasting operations coverage is available
  • Limited contractors worksite pollution coverage
  • Automatic additional insured coverage
  • Incidental demolition coverage is available
• Automobile
• Umbrella
• Contractors equipment and equipment rental
• Installation floater
• Property
• Business income including extra expense
• Crime

Industry Links