A.M. Best Rating

A+ (Superior)
Financial Size Category - FSC IX

Moody's Financial
  Strength Rating

AA2 (Excellent Financial Security)

Standard & Poor's
Claims Paying Ability

Rating AA- (Very Strong)

Direct Written Premium

$429,387

Net Premium Written

$407,016

Net Premium Earned

$422,699

Net Losses and Loss Expenses Incurred

$292,810

Net Investment Income

$47,416

Realized Capital Gains

$5,934

Net Income after Taxes

$41,656

Admitted Assets

$1,316,713

Liabilities

$918,864

Policyholders' Surplus

$397,849

Losses and loss expenses incurred to net
  premiums earned

69.3%

Underwriting expenses incurred to net
  premiums written

28.5%

Policyholders' dividends to net premiums earned

  1.7%

   Composite ratio

99.5%

Net premiums written to policyholders' surplus

  1.0:1

Loss and loss expense reserves to policyholders' surplus

1.8:1